Team
How I Work
My reasons for becoming a financial professional are deeply personal. I repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. I am confident that with my understanding of personal finance, coupled with my training as a financial professional, I can help people better prepare for the future. After years in the business, I have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. I feel a commitment to my community.
Harold Hinnerschietz, RSSA®
Owner/President
harold.hinnerschietz@prudential.com
I am a Medicare broker who is passionate about helping seniors find the most cost-effective Medicare plan based on their individual needs. With over 10 years of experience in the industry, I have the knowledge and expertise to guide my clients through the insurance buying process. I am an independent agent and work with multiple insurance providers to find the best policies providing insurance services for my clients. My goal is to help you with all your insurance needs.
As a Registered Social Security Analyst I am trained to help in Social Security. There are over 2,700 rules* governing how your benefits are determined and thousands of claiming strategies. Unfortunately, the majority of people can make a suboptimal claiming decision. Don't miss out on learning about your benefits. I can help analyze possible claiming options using RSSA Roadmap® Social Security optimization software. And I can create your personal Social Security benefits plan which can include:
- Claiming options comparison
- Impact of future earnings
- Maximizing spousal and survivor benefits
- Avoiding benefit reductions
- Impact of pensions (WEP/GPO)
- Longevity scenarios
- Benefits for children and family maximums
- Cost-of-living adjustments